Commonwealth Equity Funding is a direct collateral based private real estate portfolio lender with over 50 years of collective experience.  We provide investors with bridge financing to purchase, refinance, construct, or renovate their residential and commercial investment properties when traditional lenders cannot perform in a timely manner. Our fast, flexible, and creative financing solutions provide borrowers with near immediate approvals on asset based loan scenarios. Our common sense lending guidelines are solely based on the underlying equity present in the real estate we are securing, the likelihood of default, and the marketability of the property. We use stringent loan to value guidelines and have a hands on approach to our loan investments. Origination, processing, funding, and loan servicing are all handled by our in house team. This allows us a unique understanding of our borrowers and loan portfolio at all times.  Our reputation speaks for itself by the repeat clients that choose us for their financing needs year after year.

What We Lend On


Apartment Buildings

Multi-Family Properties (1-4 units)

Office Buildings

Single Family Investment Properties

Mixed Use

Industrial Buildings

Condominium Conversions

Retail Development

Private Bridge Financing For Imaginitive Real Estate Investors

Loan Programs & Features


No Money Down Program

Loan Terms from 3 months to 2 years

Creative Underwriting

Mezzanine Alternatives

Minimal Paperwork

Closings as Fast as Needed

Mortgage Brokers Protected

No Minimum Credit Scores

No Tax Returns Required

True Equity Based Loan Guidelines